Proof of Usefulness Report

Acre Software

Analysis completed on 1/4/2026

+526
Proof of Usefulness Score
Industry Mainstay

Acre Software is a legitimate, high-growth UK fintech platform managing over £20bn in annual mortgage volume with ~£14.5M in funding. While the project demonstrates strong real-world utility and technical innovation (blockchain-based compliance), the submission itself was of extremely poor quality, containing false placeholders (e.g., 'most people have used my product') and lacking data. The score reflects the high value of the actual business, heavily penalized for the low-effort submission.

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Score Breakdown

Real World Utility+212
Audience Reach Impact+40
Technical Innovation+120
Evidence Of Traction+100
Market Timing Relevance+85
Functional Completeness+2
Subtotal+560
Usefulness Multiplierx0.94
Final Score+526

Project Details

Project URL
Description
We are creating the first truly digital end-to-end mortgage in the UK. By completely re-imaging the process using data analytics and smart contracts on blockchain, we’ll be able to make getting a mortgage faster, less cumbersome, more certain, and ultimately cheaper.
Audience Reach
everyone
Target Users
everyone
Technologies
Analytics, Blockchain, Software Development
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline