Proof of Usefulness Report

Achieve

Analysis completed on 1/4/2026

+757
Proof of Usefulness Score
Unicorn Utility

Achieve (formerly Freedom Financial Network) is a major established player in digital personal finance with over 2,700 employees and significant revenue ($500M+ est). While the submission form contained vague and low-effort data (e.g., 'most people have used my product', 'marketcap: null'), external verification confirms massive scale, resolving over $20B in consumer debt since 2002. The project demonstrates exceptional real-world utility and reach, placing it in the highest tier of evaluation despite the poor quality of the specific submission text.

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Score Breakdown

Real World Utility+237
Audience Reach Impact+190
Technical Innovation+112
Evidence Of Traction+190
Market Timing Relevance+90
Functional Completeness+2
Subtotal+822
Usefulness Multiplierx0.92
Final Score+757

Project Details

Project URL
Description
Voted #1 \"Best Places to Work\" by the Phoenix Business Journal, Achieve is a leader in the digital personal finance industry built to help everyday people thrive. From the single parent trying to catch up on bills to the entrepreneur trying to make their dreams a reality, we provide innovative, personalized financial solutions to move them towards a better financial future. By focusing on each individual to understand what’s working for them and what’s not, we tailor an approach to meet their specific needs and goals. Then we add in our data and intelligence, our innovative technology, our unique solutions, and an empathetic human touch to help our members move their finances forward. We put our members first and treat them like humans, not account numbers. \n\nOur people make the biggest difference. With more than 2,700 teammates between California, Arizona, and Texas, everyone collaborates together to make an impact towards our mission; to empower everyday people to move forward on a path to a better financial future. \n\nWe’re committed to fostering an environment where everyone can belong, while giving their true authentic selves a place to shine. Whether you’re in sales, member support, engineering, product design, IT or any of our other exciting roles, you’ll join a team passionate about serving our members and embracing our core values every day:\nCare (For everyone)\nGet Better (Every day)\nAct With Integrity (Every time)\nCollaborate (With everyone)
Audience Reach
everyone
Target Users
everyone
Technologies
Banking, It Services, Design
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline